Visual Cash Focus supports multiple account levels in the budget Chart of accounts.
Budget Chart of Accounts format
The accounts are displayed in tree format consisting of folders and sub-folders. Your chart of accounts can have multiple levels i.e. you can have sub-accounts of sub-accounts of sub-accounts etc. This is very handy for totaling and sub-totaling accounts. It is recommended that the accounts used here for budgeting, forecasting and management reporting should mirror that used with your ledger system for best results. This will facilitate line by line account data transfers and the comparison of actual data with that of the budget or forecast.